Introducing the only solution that automatically prevents 401(k) loan defaults

Retirement Readiness

Safeguard Your Participants’

Fiduciary Resource Center

Check out our new

Are you meeting your fiduciary obligations?

solution?

demand a

attract attention...and

threat to retirement readiness

$2.5 Trillion

Shouldn't a

>> Learn More

3 – 4 pm ET/ 12 – 1 pm PT

Wednesday, July 31, 2019

Is Your Loan Program Getting in The Way of Financial Wellness?

Introducing the only solution that automatically prevents 401(k) loan defaults

Retirement

Readiness

Participants’

Safeguard Your

Fiduciary Resource Center

Check out our new

fiduciary obligations?

Are you meeting your

solution?

demand a

attract attention...and

retirement readiness

threat to

$2.5 Trillion

Shouldn't a

>> Learn More

3 – 4 pm ET/ 12 – 1 pm PT

Wednesday, July 31, 2019

Is Your Loan Program Getting in The Way of Financial Wellness?

How hard could loan defaults hit your plan?

Use our simple 3-step

Loan Loss Estimator

to find out.

LEARN MORE

Use our simple 3-step

Loan Loss Estimator

to find out.

LEARN MORE

Use our simple 3-step

Loan Loss Estimator

to find out.

LEARN MORE

Use our simple

3-step Loan Loss Estimator to find out.

Loan defaults hurt retirement readiness.

Research shows that 86% of participants default on their retirement plan loans post-separation, and that leakage from loan defaults is expected to be $2.5 trillion over ten years—representing about $300,000 in lost retirement security to the average participant.

Leakage exposes plan sponsors to fiduciary risk.

Under ERISA, loans must be managed with the same prudence and oversight required of any plan investment. However, loans default at alarming rates, especially when participants lose their jobs. Industry experts believe that 401(k) loan defaults represent a ripening fiduciary jeopardy.

Help employees “keep their balance” with RLE.

When employees lose their jobs, they may not be able to make their loan payments, putting their retirement plans at risk. RLE is an automated, low-cost program that repays an employee’s outstanding loan upon default and restores their 401(k) account in full.

Who we are and why we love RLE.
Have questions? We have the answers. Learn more about the RLE program.
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