Industry Insights

Industry Insights

Ready for a “Mind Blowing Conversation” about 401(k) Loan Programs?
Could retirement plan loans be the next big fiduciary concern for plan sponsors? Multiple regulators are taking a harder look at the retirement plan loans,...

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Fiduciary Focus: Is your 401(k) loan program getting in the way of financial wellness?
Financial wellness is a top priority for many organizations. However, until recently, many employers haven’t recognized the connection between financial wellness and 401(k) loans. ...

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America’s Biggest Loan-related Problem Isn’t What You Think
While much has been said and written about student loan debt in America, less attention has been paid to another critical financial wellness challenge: 401(k)...

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401(k) Loans Identified as Top Fiduciary Risk
Along with missing participants, unclaimed asset transfers, and cybersecurity, 401(k) Specialist recently identified plan loans as a top fiduciary risk for plan sponsors demanding immediate...

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Participant Loans: A Fiduciary Storm Brewing?
401(k) Loan Defaults Represent a Rising Level of Risk. Bruce Ashton, a partner at Drinker Biddle & Reath, believes that 401(k) loan defaults represent a...

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Fiduciary Focus: Is 401(k) Loan Risk on Your Radar?
Watch the replay of our May 9th webinar Industry experts at Drinker Biddle & Reath believe that 401(k) loan defaults represent a ripening fiduciary jeopardy. Plan...

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Reducing the Fiduciary Risks of Participant Loans
Do plan sponsors have a false sense of security when it comes to the fiduciary risk related to 401(k) loans? According to prominent ERISA attorney...

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Hiding in Plain Sight – The Threat to Retirement Readiness
Watch this short video to learn more about a problem that is threatening to undermine your participants’ retirement readiness … 401(k) loan defaults.  They are...

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The biggest retirement plan problem no one is talking about … YET.
View the Replay SHRM Webinar February 7, 2019 12 pm ET If 401(k) loan defaults are not on your radar, the data – and ERISA – say...

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2018:  The year loan defaults came into focus
If 401(k) loan defaults are not on your radar, the data suggests they need to be. Deloitte: Loan defaults significantly damage retirement readiness A groundbreaking...

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401(k) loan default leakage is now a flood
America’s retirement industry is facing an unprecedented crisis: $2.5 trillion will leak out of the system over the next decade. That’s not a trickle; it’s...

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America’s retirement plan leakage crisis
Retirement plan leakage from 401(k) loan defaults and cash outs continues to dominate the news. Anne Tergesen of the Wall Street Journal reports that workers...

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