Industry Insights

Industry Insights

Are Plan Loans the Newest Financial Wellness Tool?
The Bi-Partisan Budget Act of 2018, which went into effect last year, included provisions to make it easier for participants in qualified retirement plans to...

Continue reading →

March Madness and the Road to Retirement
Like with the NCAA March Madness, chance can come into play on the road to retirement. Millions lose their jobs and many have outstanding...

Continue reading →

Overcoming Participant Inertia: 401(k) Automation Is Still the Answer
After the Pension Protection Act of 2006, automation emerged as a standard that delivered impressive results—but we as an industry aren’t done with automating the...

Continue reading →

2019: Another big year for 401(k) loan leakage awareness
Year after year, new research and industry developments have consistently emerged underscoring the severity of 401(k) loan defaults after job loss....

Continue reading →

401k ‘Cholesterol’: Are Loan Defaults a Financial Health Hazard?
Most of us learn about LDL when we visit our doctors each year. In a physician’s office, LDL stands for low-density lipoprotein, commonly known as...

Continue reading →

Ready for a “Mind Blowing Conversation” about 401(k) Loan Programs?
Could retirement plan loans be the next big fiduciary concern for plan sponsors? Multiple regulators are taking a harder look at the retirement plan loans,...

Continue reading →

Fiduciary Focus: Is your 401(k) loan program getting in the way of financial wellness?
Financial wellness is a top priority for many organizations. However, until recently, many employers haven’t recognized the connection between financial wellness and 401(k) loans. ...

Continue reading →

America’s Biggest Loan-related Problem Isn’t What You Think
While much has been said and written about student loan debt in America, less attention has been paid to another critical financial wellness challenge: 401(k)...

Continue reading →

401(k) Loans Identified as Top Fiduciary Risk
Along with missing participants, unclaimed asset transfers, and cybersecurity, 401(k) Specialist recently identified plan loans as a top fiduciary risk for plan sponsors demanding immediate...

Continue reading →

Participant Loans: A Fiduciary Storm Brewing?
401(k) Loan Defaults Represent a Rising Level of Risk. Bruce Ashton, a partner at Drinker Biddle & Reath, believes that 401(k) loan defaults represent a...

Continue reading →

Fiduciary Focus: Is 401(k) Loan Risk on Your Radar?
Watch the replay of our May 9th webinar Industry experts at Drinker Biddle & Reath believe that 401(k) loan defaults represent a ripening fiduciary jeopardy. Plan...

Continue reading →

Click Here to see all of our Industry Insights articles.