myths_factsMyth: 401(k) loans are the problem.

Fact: Loan DEFAULTS upon job loss are the problem. Participants value loans, and may be more likely to participate in the plan when they have the ability to borrow.


Myth: Loan defaults are a limited problem.

Fact: Loan defaults trigger full cash outs approximately 75% of the time.


Myth: Loan leakage has no solution.

Fact: Retirement Loan EraserTM prevents loan defaults and cash outs.

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